TERMS AND CONDITIONS

Terms of Service (Last Updated May 23, 2019)

 

WELCOME TO PrudentCaribbean.com

 

If you visit or shop at PrudentCaribbean.com you agree to be bound by these Terms and Conditions of use. This Terms and Conditions of use Agreement  (“Conditions of Use”) applies to the use of the PrudentCaribbean.com website located at http:www.prudentcaribbean.com (“the website”). The Website is the property of Prudent Caribbean Limited. Reference to PrudentCaribbean.com herein refer to Prudent Caribbean 

Limited or its affiliates, subsidiaries and designees as deemed appropriate by Prudent Caribbean Limited.

Before making any purchase/s you must create a Customer Account (“My Account”) or enter your shipping and billing information for making purchases without creating an account. 

 

Upon checkout, by clicking “I agree to the Terms and Conditions” You agree to these Conditions of Use. Upon agreement to comply with the Conditions of use and any such modifications, Prudent Caribbean Limited grants you a personal, non-exclusive, non-transferable, non-sublicense, limited privilege to enter and use the website.

PrudentCaribbean.com reserves the right to change, add or remove portions of the Conditions of Use relating to the PrudentCaribbean.com website at any time. Such changes will be brought to the attention of all users of the website by viewing the last date modified on the Conditions of

Use page. It is your responsibility to check the Conditions of Use each time before using the website. By continuing to use the website after changes are made connotates that you have read and agreed to such changes. You agree that all subsequent purchases made by you will be subject

to such modified Conditions of Use. 

PrudentCaribbean.com reserves the right to refuse service, delivery, terminate accounts and/or cancel orders or portions thereof in its discretion, including without limitation, if PrudentCaribbean.com determines that any user violates applicable law or is harmful to the interests of PrudentCaribbean.com

By using the website, you agree that you shall not upload to, distribute or otherwise publish to PrudentCaribbean.com any information or material that:

 

1. Violates or infringes the proprietary rights of any person;

2. Is libelous, threatening, obscene, defamatory, indecent in nature or could give rise to any civil or criminal liability under any law;

3. Includes any viruses, worms, trojans or other harmful code or properties. 

 

In using the PrudentCaribbean.com website you will be required to select a password and account information. The User is solely responsible for protecting the security and confidentiality of this password and identification at all times. The User will be responsible for all activities that occur under his/her account and password that may be also assigned to him/her. 

 

1. COPYRIGHT AND TRADEMARK NOTICE

 

All content included on this website, such as text, software, images, graphics, trademarks, logos, button icons, user interfaces, photographs, artwork, downloads, music, videos and other content on the website (“content”) including but not limited to the design, selection, arrangement and coordination of the website’s content is owned or licensed by or to PrudentCaribbean.com and is protected by the governing intellectual property rights laws of the Republic of Trinidad and Tobago. PrudentCaribbean.com expressly disclaims all liability for the unauthorized and/or prejudicial use of any content obtained on or in connection with the website. 

 

If you believe that your work has been copied in any way that constitutes copyright infringement, please contact us.

2. PAYMENT

 

PrudentCaribbean.com offers two (2) forms of payment for items being sold on the website:

 

1. Online Credit Card Processing and

2. Payment on Delivery using a Wireless Point of Sale (POS) Terminal.

With regard to the abovementioned forms of payment, please note the following:

Your credit card issuer agreement governs your use of your designated card, and you must refer to that agreement and not this Conditions of Use to determine your rights and liabilities as a cardholder. 

 

(1) By agreeing to online credit card payment processing via PayPal you also authorize adjustments or reversals to be made to your payments method in connection with returns, cancellations, refunds, reversals or any other adjustments for any reason deemed necessary by PrudentCaribbean.com as stated within these Conditions of Use.

 

Prudent Caribbean Limited reserves the right to cancel and refund ANY transaction at any time which it deems necessary, illegal or conflicts with our terms and conditions. 

 

(2) By agreeing to Payment on Delivery, you will be required to pay for merchandise purchased on this website using your debit card or credit card using a wireless Point of Sale (POS) terminal on delivery of goods. By accepting payment using a Point of Sale terminal you agree that all information supplied is correct and that you and not PrudentCaribbean.com, are responsible for paying all unauthorized amounts billed to your credit card or debit card by a third party. Your card issuer agreement governs your use of your designated card, and you must refer to that agreement and not this Conditions of Use to determine your rights and liabilities as a cardholder. 

 

Upon delivery, the customer is expected to sign for receiving the goods in good condition and quantity. Payment on Delivery using your credit card will require the customer to present identification before payment is made via the POS terminal in addition to signing for receiving the goods.  Your order will be immediately cancelled if identification is not presented or if the information does not match the details of the

credit card. 

You understand that Standard Delivery is limited to 48 working hours (Monday to Friday) and does NOT include weekends (Saturday and Sunday).   

 

3. YOUR ACCOUNT

 

If you use this website, you may be required to open a “My Account”. You are solely responsible for maintaining the confidentiality of this account and password and for restricting access to your computer. You also agree to accept responsibility for all activities that occur under your account or password. You agree to notify PrudentCaribbean.com immediately of any unauthorized use of your account or password, or any other breach of security. 

 

You agree in establishing an account or purchasing without creating a My Account, the information given is accurate, current and complete about yourself and your billing and shipping information as prompted by the registration process. Any changes to such information should be updated at your closest convenient time. 

 

All users of the website must be over the age of eighteen (18) years otherwise you must use the services offered at the website under the supervision of a parent or guardian. 

 

PrudentCaribbean.com, may in its discretion terminate user access to the website and your My Account for reasons including without limitation:

 

(a) attempts to gain unauthorized access to the website, or assistance to others’ attempting to do so,

(b) breaching and/or compromising software security features,

(c) unsafe and illegal practices,

(d) violations to the Conditions of Use,

(e) failure to pay for goods

(f) unexpected operational difficulties. 

You agree that PrudentCaribbean.com will not be liable to your or any third party for termination of your access to the website. 

 

4. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

 

THIS SITE AND ALL INFORMATION, PRODUCTS, CONTENT, SOFTWARE, ARTWORK, DATA, AND SERVICES ARE PROVIDED BY

PRUDENTCARIBBEAN.COM ON AN “AS IS” AND “AS AVAILABLE” BASIS UNLESS OTHERWISE STATED IN WRITING. 

 

 

YOU AGREE THAT THE ENTIRE RISK OF USING THE SITE, THE USE OF ANY PRODUCTS AND/OR SERVICES OFFERED BY PRUDENTCARIBBEAN.COM OR IN CONNECTION WITH THE WEBSITE, AND/OR THE USE OF ANY CONTENT REMAINS WITH YOU. IN NO EVENT SHALL PRUDENTCARIBBEAN.COM OR PRUDENT CARIBBEAN LIMITED OR ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS OR AFFILIATES (collectively, "Associates") BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, DIRECT, INDIRECT, SPECIAL, PUNITIVE, OR OTHER DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION, OR OTHER PECUNIARY LOSS) ARISING OUT OF THIS CONDITIONS OF USE OR THE USE OF OR INABILITY TO USE ANY PRODUCTS,WITH THE DELAY OR INABILITY TO USE THE PRUDENTCARIBBEAN.COM SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE PRODUCTS OR SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND CONTENT OBTAINED THROUGH THE WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE PRUDENTCARIBBEAN.COM WEBSITE WHETHER BASED ON ANY LEGAL REMEDY, STRICT LIABILITY OR OTHERWISE EVEN I PRUDENTCARIBBEAN.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 

 

Neither PrudentCaribbean.com nor its associates warrant that use of the PrudentCaribbean.com website will be uninterrupted or error-free. Furthermore, PrudentCaribbean.com makes no representation that content provided on the PrudentCaribbean.com website is made available or is applicable to, or appropriate for use in, locations outside of Trinidad. 

 

In addition, any incorrect order information relating to billing address or shipping address that is inaccurate or incomplete may result in delays to your order that shall not be the responsibility to PrudentCaribbean.com. 

 

The delivery timeframes stated at checkout may be delayed if incorrect information is given or due to any force majeure or security risk such as but not limited to poor infrastructure, flooding, hurricanes, delivery through crime “hot-spots” or delivery to unsafe areas deemed by PrudentCaribbean.com. In such cases this will either delay your order delivery time or may result in your order being cancelled. In either case,

PrudentCaribbean.com will refund or reverse your credit card if payment was made online or simply cancel the order if payment was chosen as “Payment on Delivery” in which case payment would not have been made. You agree that PrudentCaribbean.com will not be responsible or held liable for such delays in delivery for goods purchased on the site.   

 

YOU ACKNOWLEDGE AND AGREE THAT THE LIMITATIONS OF LIABILITY, AND LIMITED REMEDIES SET FORTH HEREIN REPRESENT AN INSEPARABLE ALLOCATION OF RISK (INCLUDING, WITHOUT LIMITATION, IN THE EVENT OF A TOTAL AND FUNDAMENTAL BREACH OF THIS CONDITIONS OF USE) THAT IS AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN THE PARTIES. 

 

Products

Flammability/ combustibility WARNING!

Clothes stained with oils or other ingredients purchased on this site may be flammable and washing may not remove all residues. Prudent Caribbean Limited recommends washing clothing, rags, or other material saturated with any substance found on this site more than once and then hanging to dry to void spontaneous combustion in dryer. Prudent Caribbean Limited is not responsible for fires caused by use of our products.

Defective Products

Defective products can only be returned in exchange for the exact same product, or at the sole discretion of PrudentCaribbean.com, the purchase price will be credited to the credit card used for the original purchase or full refund by cheque or cash if payment was made via debit card or credit card if payment was made on delivery. Defective products may only be returned within thirty (30) days of the date your invoice was generated (regardless of when you took delivery of the product).

PrudentCaribbean.com in its sole and absolute discretion shall be the sole adjudicator as to whether a product is in fact defective. Once your return is processed and is verified to meet the basic criteria above and to be defective, you will be fully reimbursed. In the event that the returned product is verified to be defective, we will reimburse you for your original shipping expenses. 

5. LINKS

 

The PrudentCaribbean.com website has links to other websites that are owned and operated by other parties PrudentCaribbean.com is not responsible for the operation of or content located on any such other website. 

 

6. RISK OF LOSS

The risk of loss and title for items purchased by you pass to you upon our delivery to you. 

 

7. PRODUCT DISPLAY

PrudentCaribbean.com shall attempt to maintain product integrity in terms of accuracy of product images displayed on the website. However, we cannot guarantee that the displayed product matches the product, as the display varies with the monitor you are using. You are therefore advised to confirm the specification of the product before proceeding to place your order. 

 

 

8. MODIFICATIONS TO PRICES OR BILLING TERMS

PRUDENTCARIBBEAN.COM RESERVES THE RIGHT TO CHANGE ITS PRICES, DELIVERY CHARGES AND BILLING METHODS FOR PRODUCTS SOLD ON THE SITE. IF, HOWEVER, A CUSTOMER ORDERS AN ITEM AND THERE HAS BEEN A CHANGE IN THE PURCHASE PRICE OR DELIVERY RATE, THEN THE CUSTOMER WILL BE NOTIFIED OF SUCH VIA EMAIL IN ORDER TO MAKE THE DECISION TO COMPLETE THE TRANSACTION. 

 

9. REVIEWS, COMMENTS, COMMUNICATIONS AND OTHER CONTENT

 

We welcome you to post reviews, comments, stories, photos and other content; send e-cards and other forms of communication, submit suggestions, comments, questions or other information, provided that the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing on intellectual property rights, or injurious to third parties or objectionable and does not contain software viruses, commercial solicitation, political campaigning, mass mailings, or any form of “spam.” Further, you may not use false information, a false email address, impersonate a person or entity, or mislead as to the origin of a card or other content. 

 

You represent that you automatically grant PrudentCaribbean.com a license to use such material and make whatever amendments or alterations that are deemed necessary; that the content you post is accurate; that the use of the content you supply does not violate this 

Conditions of Use and will not cause injury to any person or entity; and you will indemnify Prudent Caribbean Limited and its associates for all claims resulting from content you supply to PrudentCaribbean.com. Therefore, PrudentCaribbean.com has the right but not the obligation to monitor and edit or remove any activity or content. PrudentCaribbean.com takes no responsibility and assumes no liability for any content posted by you or any third party.

 

10. TERMINATION AND EFFECT OF TERMINATION

 

In addition to any other legal or equitable remedy, PrudentCaribbean.com may, without prior notice, immediately revoke any or all of your rights granted hereunder for reasons including but not limited to: 

 

(a) suspicious or illegal activity,

(b) suspicious or proven acts of fraud from credit card processors,

(c) behavior which may negatively affect PrudentCaribbean.com or other users of the website,

(d) ordering goods and services outside of the delivery zones stated by PrudentCaribbean.com at checkout and in areas deemed unsafe for delivery by PrudentCaribbean.com. 

 

In such cases, PrudentCaribbean.com, in its sole discretion, may terminate your account, cancel orders and cease all your access to and use of PrudentCaribbean.com and PrudentCaribbean.com may revoke any password(s) and/or account identification issued to you and deny you access to and use of the website. Any such action shall not affect any rights and obligations arising prior thereto. 

 

Prudent Caribbean Limited reserves the right to CANCEL any transaction prior to delivery if any transaction is deemed illegal or unsafe, is against our terms and conditions, if we are unable to contact a customer prior to delivery, if the customer violates any of the terms and 

conditions and for displaying behavior that may be of risk to Prudent Caribbean Limited. If an online payment was placed prior to cancelation, a FULL refund would be issued at point of cancelation. 

 

11. ERRORS 

 

At PrudentCaribbean.com we do everything in our power to ensure the accuracy of the product information, prices, descriptions and availability, but intermittently errors do occur. Please notify PrudentCaribbean.com of any information or pricing inaccuracies so that we can correct the problem by sending an email to prudentcaribbean@gmail.comPrudentCaribbean.com reserves the right to change without notice the prices and availability of products on the website. Errors will be corrected where discovered, and PrudentCaribbean.com reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted and whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is cancelled, PrudentCaribbean.com or its third party credit card processor will issue a credit to your credit card account in the 

amount of the charge. Individual bank policies will dictate when this amount is credited to your account. 

 

12. ELECTRONIC COMMUNICATION

 

When you create an account with us, you consent to communication with PrudentCaribbean.com by means of electronic communications, including sending electronic mail to the email address you provided during registration process. Each time you make a purchase through the PrudentCaribbean.com website, you grant permission for PrudentCaribbean.com to contact you at your e-mail address. This also applies to any newsletters that you may have enrolled for which will be communicated to you via email. You agree that we may communicate with you by means of electronic communications regarding this Conditions of Use, notice or disclosure regarding the site, payment authorizations, and any other matter relating to your use of the site. 

 

AT NO TIME WHATSOEVER WILL PRUDENTCARIBBEAN.COM ASK YOU TO VERIFY YOUR CREDIT CARD INFORMATION OR OTHER FINANCIAL OR IDENTIFIABLE INFORMATION. PLEASE DO NOT RESPOND FOR ENQUIRIES OF THIS NATURE. To stop receiving our marketing emails, please send an email to us at prudentcaribbean@gmail.com.

 

13. CONSENT TO COLLECTION, USE & DISCLOSURE OF YOUR PERSONAL INFORMATION

 

As fully described in our Privacy Policy, you must disclose certain Personally Identifiable Information to use the PrudentCaribbean.com website, register, and make purchases. As a condition of registering with our website or making any purchases of any products or conduct any transactions, you represent that you have first read our Privacy Policy and consent to the collection, use and disclosure of your Personally Identifiable Information and Non-Personally Identifiable Information as described in our Privacy Policy. Our Privacy Policy’s terms and conditions will change from time to time, and as a condition of browsing the website, using the features or making any purchases, you agree that you will first review our Privacy Policy prior to making any initial or subsequent purchases. Our privacy policy is available at https://www.prudentcaribbean.com/privacypolicy. While PrudentCaribbean.com takes reasonable steps to safeguard and to prevent 

unauthorized access to your personal information, we cannot be responsible for the acts of those who gain unauthorized access, and we make no warranty, express, implied, or otherwise, that we will prevent unauthorized access to your private information. 

 

IN NO EVENT SHALL PRUDENTCARIBBEAN.COM OR ITS ASSOCIATES BE LIABLE FOR ANY DAMAGES (WHETHER CONSEQUENTIAL, DIRECT, INCIDENTAL, INDIRECT, PUNITIVE, SPECIAL OR OTHERWISE) ARISING OUT OF, OR IN ANY WAY CONNECTED WITH, A THIRD PARTY’S UNAUTHORIZED ACCESS TO YOUR PERSONAL INFORMATION, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, STRICT LIABILITY, TORT OR OTHER THEORIES OF LIABILITY, AND ALSO REGARDLESS OF WHETHER PRUDENTCARIBBEAN.COM WAS GIVEN ACTUAL OR CONSTRUCTIVE NOTICE THAT DAMAGES WERE POSSIBLE.  

 

14. OUR ACCEPTANCE POLICY

 

When you purchase an item on the website, your receipt of an electronic or other form of order confirmation does not signify our acceptance of your order, nor does it constitute confirmation of our offer to sell. PrudentCaribbean.com reserves the right at any time after receipt of your order to accept or decline your order for any reason such as but not limited to, illegal or suspicious activity, vague shipping address, natural disasters, potential threats to PrudentCaribbean.com and its associates. If the order is cancelled and payment was made before receiving goods and services, PrudentCaribbean.com will refund you the full cost of the transaction inclusive of delivery charges. 

 

Further, PrudentCaribbean.com reserves the right any time after receipt of your order, to supply less than the quantity you ordered for any item, based on the quantity of goods that are available at the time of placing the order. Such reduction in quantity shall be communicated to the user. Your order will be deemed accepted by PrudentCaribbean.com upon shipment of products or performance of services that you have ordered, or upon the completion of the license and delivery of a digital download, as indicated by our servers.

 

All orders made via online credit card transaction and processed by a third-party credit card processor must obtain pre-approval with an acceptable method of payment, as established by their credit and fraud avoidance department. They may also require additional verifications or information before accepting payment for any order. This is to ensure your security. This time-frame for additional verification may lengthen the period for delivery in which case PrudentCaribbean.com does not guarantee delivery within any specific period but rather offers a guide for delivery time. Only when approval for online credit card payments is accepted will PrudentCaribbean.com be able to deliver your goods. Please be guided when making online credit card payments that this process may result in delayed delivery times. Title to goods and all risk of loss passes to you upon delivery. 

 

15. INDEMNIFICATION

You agree to indemnify and hold harmless Prudent Caribbean Limited/ PrudentCaribbean.com and its parents, subsidiaries, affiliates, service providers, other end users, distributors, licensors, officers, directors and employees from any claim or demand, including reasonable attorney’s fees, made by any third party arising out of or related to your violation of this Conditions of Use, or your violation of any law, regulation or third-party right.

 

16. LEGAL NOTICE UPDATE

We reserve the right to make any changes and corrections to this notice. Please refer to this page from time to time to review these and new additional information.

16. CONTACT US AT

Please send any questions or comments (including inquiries unrelated to copyright infringement) regarding this site to: 

Prudent Caribbean 5-7 Cascade Main Road, Cascade River Gardens, Cascade Port-of-Spain, Unit BG4

 

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